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Business Loan

MDV Technology Start-ups Funding Relief Facility

Facility Type: Cashline with semi-annual roll-over

Financing Rate: Up to 3.50% p.a.

Financing Tenure: Up to five (5) years subject to annual review

Financing Limit: Up to RM2.5million.

Warrant Cover: Up to 10% of financing limit at last funding round equity price

Security*: Personal guarantee and debenture

Fees & Cost*: No additional fees and costs. Legal fees can be drawn down from the facility


SME Go is part of the Government’s economic stimulus package specifically to assist contractors who have been awarded a contract from Federal or State Governments, Ministries, Departments or Agencies. The contract will be financed by SME Bank via:

  • MySMEBina for construction or infrastructure contracts and/or

  • MySMEBekal for supply or maintenance contracts.

  • Working capital: Up to 100% of the contract cost.

  • Advance Payment Guarantee (APG) : 25% of the contract value or RM100,000, whichever is lower.

skim harapan.PNG

Penang State Government - SKIM PINJAMAN HARAPAN

A micro-loan scheme for small and medium enterprises of up to RM10,000 will be offered without interest, with a six-month repayment schedule.

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